• Minimum of $30,000 annual income
  • Proof of Income W-2 Required (Previous year)
  • A 680 Tri-merged credit score obtained from all 3 bureaus/li>
  •, or
  • No more than 6 total inquiries within the last 6 months
  • 3 Primary tradelines with at least 6 months of history
  • No late payments, collections or judgements within the last 12 months
  • No Credit Card Utilization over 50%
  • Bankruptcy must be at least 2 years old
  • Must have a land line or a cell phone. No Google voice or work number

Upon meeting the above pre-qualifications, the client must call 901-590-3314 for a phone consultation with a BMC Enterprises TN LLC team member. This is to ensure that you the client, meet the Funding Pre-qualifications prior to submitting the application package. Also at this time, we can answer any questions you may have pertaining to the process.